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Appraisal

Insurance appraisal is a process included in most policies to resolve claim disputes when there is disagreement over the amount of damage or the cost to properly repair the property. It gives the policyholder the ability to have the loss independently reviewed when a claim becomes underpaid or stalled, while allowing contractors’ repair scopes and pricing to be fairly considered. If the appraisers cannot agree, a neutral umpire helps settle the remaining differences so the claim can move forward without litigation

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Umpire

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When appraisal reaches an impasse, our Umpire services provide the steady, experienced third voice needed to move the claim forward. As a neutral and independent umpire, we review both appraisers’ positions, analyze the scope and pricing in dispute, and issue a clear, well-supported decision focused on fairness and policy compliance. Our process is practical, efficient, and grounded in real-world construction knowledge—helping avoid unnecessary delays, reduce conflict, and bring claims to a defensible resolution both parties can trust.

Consultant

​Our Building and Claim Consulting services are designed to support property owners, contractors, and carriers at any stage of the claim process. From detailed estimating and thorough photo documentation to independent third-party evaluations and reporting, we provide clear, accurate insight you can rely on. Whether you need targeted assistance on a specific issue or broader guidance and counsel throughout a complex claim, our role is to deliver practical advice, defensible documentation, and real-world building knowledge that helps decisions get made correctly and efficiently.

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Types of Claims
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  • Hail and Windstorm

  • Fire and Smoke

  • Water Damage/Pipe Burst

  • Freeze/Ice and Snow

  • Flood

  • Tree Fall/Falling Debris

  • Damage from Vehicle or Aircraft

  • Tornado

  • Hurricane

Elliott Claim Services, llc

213 N. Fredonia St. Suite 210

Longview, TX 75603

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